Can I increase my Cash Back Bonus by also using an MoneySafe Loan Officer?
Yes, you can maximize your Cash Back Bonus by using a Loan Officer provided by us.
I already have a Realtor, can I still receive a Cash Back Bonus? Yes. You can receive a Cash Back Bonus for using a Loan Officer that we assign to finance (or refinance) your home. The amount of the Cash Back Bonus will be based on the services that you use.
How do I know that I am getting an attractive interest rate from my Loan Officer? Feel free to compare our rates to the average national mortgage rates reported on Freddie Mac’s Primary Mortgage Market SurveySM (PMMSSM) for conventional loans. When you combine this rate (based on a survey of 125 local and national lenders) with our industry leading Cash Back Bonus, you can be assured that you are getting one of the most competitive mortgage offers available.
Can I buy down my interest rate using my Cash Back Bonus? Yes, you can apply all or part of your Cash Back Bonus toward buying down your interest rate.
What are today’s average national mortgage rates? See the following link: How is the Freddie Mac Primary Mortgage Market Survey Calculated?How is Freddie Mac’s Primary Mortgage Market Survey conducted? Since April 1971, Freddie Mac has surveyed lenders across the nation weekly to determine average mortgage rates. Currently, 125 lenders are surveyed each week and the mix of lender types—thrifts, commercial banks and mortgage lending companies—is roughly proportional to the level of mortgage business that each type commands nationwide. The survey results are published extensively in the media, used in several government agency reports, and many other industry-related publications.
Loan FAQ’s
FAQ’s: How it Works | Cash Back Bonus | General | Loan
Can I increase my Cash Back Bonus by also using an MoneySafe Loan Officer?
Yes, you can maximize your Cash Back Bonus by using a Loan Officer provided by us.
I already have a Realtor, can I still receive a Cash Back Bonus?
Yes. You can receive a Cash Back Bonus for using a Loan Officer that we assign to finance (or refinance) your home. The amount of the Cash Back Bonus will be based on the services that you use.
How do I know that I am getting an attractive interest rate from my Loan Officer?
Feel free to compare our rates to the average national mortgage rates reported on Freddie Mac’s Primary Mortgage Market SurveySM (PMMSSM) for conventional loans. When you combine this rate (based on a survey of 125 local and national lenders) with our industry leading Cash Back Bonus, you can be assured that you are getting one of the most competitive mortgage offers available.
Can I buy down my interest rate using my Cash Back Bonus?
Yes, you can apply all or part of your Cash Back Bonus toward buying down your interest rate.
What are today’s average national mortgage rates?
See the following link: How is the Freddie Mac Primary Mortgage Market Survey Calculated?
How is Freddie Mac’s Primary Mortgage Market Survey conducted?
Since April 1971, Freddie Mac has surveyed lenders across the nation weekly to determine average mortgage rates. Currently, 125 lenders are surveyed each week and the mix of lender types—thrifts, commercial banks and mortgage lending companies—is roughly proportional to the level of mortgage business that each type commands nationwide. The survey results are published extensively in the media, used in several government agency reports, and many other industry-related publications.