Current Texas Mortgage Rates
30 Year Fixed
3.75% (3.812% APR)*
15 Year Fixed
3.125% (3.212% APR)*
Jumbo Loan
(30 Year Fixed)
4.250 (4.375% APR)*
5 Year ARM
2.625% (2.712% APR)*
FHA
3.75% (4.238% APR)*
*Rates quoted with 0% points with these assumptions.
Texas Mortgage Rates as of(05/09/2012 11:22 AM)Moneysafe Blog
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Loan FAQ’s
FAQ’s: How it Works | Cash Back Bonus | General | Loan
I already have a Realtor who is helping me sell my home, can I still receive a Cash Back Bonus?
Yes. You can still receive a Cash Back Bonus for using a Texas Realtor that we assign to help you buy a new home. That said, the amount of the Cash Back Bonus will be based on the services that you use. So you will just receive a bonus on the purchase transaction.
How do I know that I am getting an attractive interest rate from my Loan Officer?
Feel free to compare our rates to the average national mortgage rates reported on Freddie Mac’s Primary Mortgage Market SurveySM (PMMSSM) for conventional loans. You will likely see that our rates are well below the national average.
Can I buy down my interest rate using my Cash Back Bonus?
Yes, you can apply all or part of your Cash Back Bonus toward buying down your interest rate provided that you are using MoneySafe to provide your home loan.
What are today’s average national mortgage rates?
See the following link: How is the Freddie Mac Primary Mortgage Market Survey Calculated?
How is Freddie Mac’s Primary Mortgage Market Survey conducted?
Since April 1971, Freddie Mac has surveyed lenders across the nation weekly to determine average mortgage rates. Currently, 125 lenders are surveyed each week and the mix of lender types—thrifts, commercial banks and mortgage lending companies—is roughly proportional to the level of mortgage business that each type commands nationwide. The survey results are published extensively in the media, used in several government agency reports, and many other industry-related publications.